Finance category
Mortgage, loan, investing, tax, and money calculators.
Change Order Drift Calculator
Change orders creep up during construction. This calculator tracks drift.
Drift %
4.63%
Total CO
$925,000
Projected final CO %
7.71%
How the math works
Drift = total CO ÷ contract. Projected final = drift × (100 / % complete).
Projected final CO above 10% by 50% complete is a strong flag. At that stage, address scope discipline, freeze owner changes, and reforecast total budget with adjusted contingency. Projects that ignore early drift hit 20-30% final drift almost without exception.
How to Use
- Enter contract value.
- Enter owner change orders to date.
- Enter sub change orders.
- Enter unforeseen conditions.
- Enter percent complete.
- Read drift percentage.
Frequently Asked Questions
Typical drift?
Good project: 3-7% total COs at completion. Moderate: 8-15%. High: 15-30%. Above 30%: severe, indicating bid-design misalignment or scope creep. Drift early (below 20% complete) predicts total drift well.
Categories?
Owner-driven (program changes, upgrades): ~40% of COs on average. Design clarifications (incomplete bid docs): ~30%. Unforeseen conditions: ~15%. Code/inspector driven: ~10%. Weather/schedule: ~5%.
Controlling drift?
Finalize design 90%+ before bid. Test fit through design. Allow no owner changes post-construction-start for 90 days (penalty period). Clear scope. Each cuts CO drift 3-8 points.
Who owns this risk — sponsor or lender?
Construction risks are typically shared: hard-cost overrun owned by sponsor (via completion guaranty), soft-cost and delay risks shared per contract, force-majeure excused but bears owner carry cost. Document risk ownership in the loan agreement and GC contract before closing. Disputes get expensive when roles are unclear. Institutional deals spell out every allocation in writing.
Related Calculators
More Finance Calculators
Browse all finance →AI Cost Calculator
Compare token costs across OpenAI, Anthropic, and Google AI models. Calculate monthly API spending for GPT-4o, Claude, Gemini, and more.
Tip Calculator
Calculate the perfect tip and split the bill between friends. Choose preset percentages or enter a custom tip amount.
Bill Splitter Calculator
Split an uneven restaurant bill by item, divide tax and tip proportionally, and see exactly who owes whom.
Discount Calculator
Calculate sale price, discount amount, stacked discounts, sales tax, and total savings for any markdown.
Gas Mileage Calculator
Calculate MPG or km/L, estimate trip fuel cost, and compare annual fuel expenses between two vehicles.
Sales Tax Calculator
Add sales tax to a price, reverse-calculate the pre-tax amount from a total, and estimate tax for multiple items on one receipt.
Keep exploring