Finance category
Mortgage, loan, investing, tax, and money calculators.
Unit Damage Severity Calculator
Unit damage has severity tiers. This calculator scores and budgets remediation.
Severity score
3
Total budget
$8,000
Cost ÷ monthly rent
4.85
How the math works
Severity score combines user category with cost-to-rent multiple uplift. Total budget = repair + pest/odor.
A severity-4 or severity-5 finding is a financial event that needs lender and insurance notification on severe cases. Mold, structural, or meth contamination carries disclosure obligations to future tenants that ignored severity findings cannot erase.
How to Use
- Enter estimated repair cost.
- Enter unit monthly rent.
- Enter damage category (1-5 scale).
- Enter pest/odor remediation cost.
- Read severity score and budget.
Frequently Asked Questions
Severity tiers?
1: Light (paint, carpet) $500-2,000. 2: Moderate (fixtures, doors) $2,000-5,000. 3: Significant (flooring, trim, appliances) $5,000-12,000. 4: Heavy (plumbing, walls, pest) $12,000-25,000. 5: Severe (full renovation needed) $25,000+.
Pest and odor?
Bed bug heat treatment: $800-1,500 per unit. Ozone/ionization for smoke odor: $400-900. Mold remediation: $1,500-8,000. Cat urine or meth contamination: $5-50k. Each can invalidate lease prior to turn if not disclosed.
Documenting?
Photo each room, sign a move-out inspection (even if tenant absent), bid 2+ contractors for large repairs, keep receipts. Without documentation, security deposit disputes always go tenant's way at small-claims court.
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