Temporary Occupancy Loss Calculator

Short disruptions still have material cost.

Units affected

Avg monthly rent

Disruption days

Rent concession %

Total loss

$9,072

Rent concession total

$9,072

Per-unit loss

$189

How the math works

Daily rent = monthly/30. Loss per unit = daily × days × concession %. Total = per-unit × units.

$2,100/30 = $70/day. × 9 days × 30% = $189/unit. × 48 units = $9,072 total loss from 9-day disruption.

How to Use

Enter units affected.
Enter monthly rent.
Enter disruption days.
Enter rent concession %.
Read total loss.

Frequently Asked Questions

Common causes?

Elevator out 1-2 weeks. HVAC down in summer. Water outage. Power loss. Pest treatment. Amenity closure. Most insurance policies exclude short-duration disruptions (under 72 hours) — landlord bears this cost.

Rent concessions?

7-day outage might trigger 10-25% rent credit. Longer disruption: larger credits or free rent. Depends on severity of impact and state law. Habitability-level outages (no water, heat) often require full credit or temp housing.

Prevention?

Robust preventive maintenance. Backup systems (generator, water). Clear escalation procedures. Pre-negotiated vendor SLAs for emergency response. Communication plans to set expectations with tenants. Small investments prevent large concession events.

How often should I rerun this?

Rerun this calculator whenever inputs change materially — new rent roll data, rate moves, loan balance updates, or quarterly operating data. For active deals, monthly refresh is typical. For stabilized assets under monitoring, quarterly is fine. Treat the output as a decision tool, not a one-time answer — market conditions evolve and so should your analysis.