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Flip ROI Per Month Calculator

A $20K flip profit earned in 4 months is very different from the same profit in 9 months. This calculator annualizes return-on-cash by time held so you can compare flips to other investment opportunities.

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Annualized ROI

89.6%

Deal ROI (flip period)

37.3%

Beats benchmark

Yes

Benchmark dollar return over same period

$3,125

Excess return vs benchmark

$24,875

How the math works

$28K profit on $75K in 5 months: raw ROI 37.3%. Annualized 89.6%. S&P 500 at 10% would've made $3,125. Flip beat it by $25K.

Compare your flips to 15-25% benchmark (higher than public markets because of the work/risk). If you're not consistently clearing that, the flip hobby is too expensive for the returns.

How to Use

  1. Enter cash invested, flip profit, and months held.
  2. See annualized ROI and compare to stock market benchmark.

Frequently Asked Questions

What's a good flip annualized ROI?

60-150% annualized is common for experienced flippers. 30% or less = marginal (stocks do 10% with zero effort). 200%+ = great or lucky.

Why annualize?

Profit in absolute dollars doesn't compare across deals. $20K in 4 months = $60K annualized. $20K in 12 months = $20K annualized. Very different risk-adjusted returns.

Does this account for effort?

No — pure capital return. Hourly ROI (profit / hours invested) is the right follow-up metric. $20K profit for 200 hours of work = $100/hour. That's the other lens.

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