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Wholesale Assignment Profit Calculator

A wholesaler contracts to buy a property below market, then assigns the contract to an end-buyer for an assignment fee. Net profit = assignee price − contract price − marketing cost − holding cost. This calculator sizes the real take-home on a wholesale deal.

Contract price (to seller)

Assignee price

Earnest money at risk

Marketing cost to find seller

Marketing cost to find buyer

Days held in escrow

Title/legal fees

Net assignment profit

$22,550

Gross assignment fee

$25,000

Total costs (marketing, title)

$2,450

Margin as % of assignee price

10.74%

Annualized ROI on earnest money

39194%

How the math works

$210K assignee − $185K contract = $25K gross fee. Minus $2,450 marketing + title = $22,550 net profit. Annualized on $1,000 earnest money held 21 days: ~39,000%. Very high per-dollar return when clean deals land.

Reality: only 1 in 5-10 lead contacts yield a contract, and only 70-80% of contracts close. Marketing cost to find the deal and buyer should reflect the real funnel, not just this one deal. Run P&L on aggregate deals, not single transactions.

Editorial noteMaintained by EveryCalc - Reviewed June 2026

EveryCalc calculators are designed for fast, practical estimates with transparent inputs and no required account. We use plain formulas, visible assumptions, and related tools so visitors can check the result from more than one angle.

Results are informational only. For financial, tax, legal, medical, construction, or other high-impact decisions, verify the output against primary sources or a qualified professional.

Learn more about our review process on the EveryCalc methodology page.

How this calculator works

What this page estimates

This Wholesale Assignment Profit Calculator is built to give a quick, browser-based estimate for wholesale assignment profit. A wholesaler contracts to buy a property below market, then assigns the contract to an end-buyer for an assignment fee. Net profit = assignee price − contract price − marketing cost − holding cost. This calculator sizes the real take-home on a wholesale deal. The inputs stay on the page during normal use, and the result should be treated as an estimate for planning, comparison, or education rather than professional advice.

Calculation approach

The calculator applies the standard relationship implied by the inputs, then formats the answer so it can be checked and reused. For finance tools, the most important step is using consistent units, rates, time periods, and assumptions before comparing the result with another calculator or outside quote.

Example workflow

For example, start with a realistic value you already know, change one input at a time, and watch how the answer moves. That makes it easier to tell whether the result is being driven by the main amount, the rate, the time period, or a unit conversion.

Practical checks

Use current, real-world numbers when the result affects money, health, tax, or legal decisions.
Run a low, base, and high case when the inputs are estimates.
Check the related calculators below when the next decision depends on a different assumption.

How to interpret the wholesale assignment profit result

Best use

Use the result as a planning number for comparing payments, rates, returns, tax reserves, or cash-flow choices before you request a quote or make a commitment.

Cross-check

Compare the answer with the contract, lender estimate, tax form, brokerage statement, payroll record, or invoice that will control the real-world outcome.

Watch for

Do not rely on a single optimistic rate, return, or fee assumption. Money pages work best when you run low, base, and high cases and keep professional advice separate from the estimate.

This page belongs to the Finance calculator library, so the answer should be read in the context of the decision you are modeling rather than as a universal rule.

Before relying on this wholesale assignment profit estimate

Most calculator mistakes come from the inputs, not the arithmetic. Use this short audit before you reuse the answer in a spreadsheet, quote, application, or important conversation.

Confirm source numbers

Match balances, rates, fees, taxes, income, and payment dates against the lender quote, payroll record, tax form, statement, invoice, or contract.

Separate cash flow from total cost

A lower monthly payment can still cost more over time if fees, interest, taxes, or a longer term are hidden in the structure.

Run conservative cases

Test at least one higher-cost or lower-return case before using the output for a purchase, refinance, investment, loan, or tax decision.

Rerun this page when the rate, price, term, fee, tax rule, income, expense, or expected holding period changes.

How to Use

Enter contract price and assignee price.
Add earnest money, marketing cost, and any holding period interest.
See assignment fee, net profit after costs, and margin.

Frequently Asked Questions

Is wholesaling legal?

Yes everywhere in the US for contract assignment. Recent state laws (OK, IL, SC) require wholesaler licensure or disclosure. Avoid double-closings without full disclosure; they can cross into dealer-licensure territory and get messy.

What's a typical assignment fee?

$5K-$15K for single-family residential in most markets. $15K-$50K for underpriced class B/C deals. Hot markets / multi-family / commercial can hit $50K-$250K. Fee depends on discount to market, not any standard 'markup' formula.

What goes wrong most?

(1) End-buyer walks — wholesaler needs a backup or eats earnest money. (2) Contract doesn't assign (non-assignable clause missed). (3) Seller finds out true resale price and refuses to close. Always disclose role, use assignment-enabled contract language.

Is earnest money at risk?

Yes. If neither you nor an assignee closes, seller can keep your earnest money ($500-$10K common). Best practice: $500-$1,000 earnest money only, or contract with specific out clauses (inspection contingency, financing contingency even if cash).