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Double Close Profit Calculator

A double close uses transactional funding to buy from seller, then immediately resell to end-buyer. Unlike assignment, the wholesaler technically owns the property for minutes between the two closes. Used when contracts aren't assignable or to hide spread from seller. This calculator sizes profit after higher transaction cost.

A-B price (from seller)

B-C price (to end-buyer)

Transactional funding %

Transactional funding flat fee

Title/escrow A-B + B-C fees

Attorney / legal

Earnest money at risk

Net profit

$28,600

Gross spread (B-C − A-B)

$35,000

Transactional funding cost

$4,000

Total close costs

$6,400

Margin % of B-C

13.62%

How the math works

A-B $175K → B-C $210K = $35K spread. Transactional fee 2% × $175K + $500 flat = $4,000. Title both sides $1,800, legal $600 = $2,400. Net $28,600 (13.6% of B-C).

Assignment would net $30-32K (fewer fees). Double close costs $2-4K more but protects the fee from seller visibility and allows stricter assignee financing. Choose assignment when possible; double close only when needed.

Editorial noteMaintained by EveryCalc - Reviewed June 2026

EveryCalc calculators are designed for fast, practical estimates with transparent inputs and no required account. We use plain formulas, visible assumptions, and related tools so visitors can check the result from more than one angle.

Results are informational only. For financial, tax, legal, medical, construction, or other high-impact decisions, verify the output against primary sources or a qualified professional.

Learn more about our review process on the EveryCalc methodology page.

How this calculator works

What this page estimates

This Double Close Profit Calculator is built to give a quick, browser-based estimate for double close profit. A double close uses transactional funding to buy from seller, then immediately resell to end-buyer. Unlike assignment, the wholesaler technically owns the property for minutes between the two closes. Used when contracts aren't assignable or to hide spread from seller. This calculator sizes profit after higher transaction cost. The inputs stay on the page during normal use, and the result should be treated as an estimate for planning, comparison, or education rather than professional advice.

Calculation approach

The calculator applies the standard relationship implied by the inputs, then formats the answer so it can be checked and reused. For finance tools, the most important step is using consistent units, rates, time periods, and assumptions before comparing the result with another calculator or outside quote.

Example workflow

For example, start with a realistic value you already know, change one input at a time, and watch how the answer moves. That makes it easier to tell whether the result is being driven by the main amount, the rate, the time period, or a unit conversion.

Practical checks

Use current, real-world numbers when the result affects money, health, tax, or legal decisions.
Run a low, base, and high case when the inputs are estimates.
Check the related calculators below when the next decision depends on a different assumption.

How to interpret the double close profit result

Best use

Use the result as a planning number for comparing payments, rates, returns, tax reserves, or cash-flow choices before you request a quote or make a commitment.

Cross-check

Compare the answer with the contract, lender estimate, tax form, brokerage statement, payroll record, or invoice that will control the real-world outcome.

Watch for

Do not rely on a single optimistic rate, return, or fee assumption. Money pages work best when you run low, base, and high cases and keep professional advice separate from the estimate.

This page belongs to the Finance calculator library, so the answer should be read in the context of the decision you are modeling rather than as a universal rule.

Before relying on this double close profit estimate

Most calculator mistakes come from the inputs, not the arithmetic. Use this short audit before you reuse the answer in a spreadsheet, quote, application, or important conversation.

Confirm source numbers

Match balances, rates, fees, taxes, income, and payment dates against the lender quote, payroll record, tax form, statement, invoice, or contract.

Separate cash flow from total cost

A lower monthly payment can still cost more over time if fees, interest, taxes, or a longer term are hidden in the structure.

Run conservative cases

Test at least one higher-cost or lower-return case before using the output for a purchase, refinance, investment, loan, or tax decision.

Rerun this page when the rate, price, term, fee, tax rule, income, expense, or expected holding period changes.

How to Use

Enter A-B contract price (seller to wholesaler) and B-C price (wholesaler to end-buyer).
Add transactional funding cost (percentage fee), double-title cost, and escrow fees.
See gross spread, total costs, and net profit.

Frequently Asked Questions

When do I need double close vs assignment?

Contract bans assignment, or end-buyer requires clean chain of title (common with agency lenders). Assignment has lower cost; double close has stronger legal protection and hides your fee from seller.

What's transactional funding?

Short-term lending (hours to 1 day) for the back-to-back closing. Lender funds A-B purchase with end-buyer's C closing funds repaying within hours. Fee: 1-3% of A-B price, typically $2K-$8K on a $150K-$250K deal.

Can I avoid it entirely?

Yes. If end-buyer has cash, they can close directly to escrow after your contract, with wholesaler fee paid through escrow as a 'wholesale assignment' line. Many title companies allow this — look for wholesale-friendly title.

Tax treatment?

Same as assignment — ordinary income as a dealer. You're not holding for rental, so capital gain treatment doesn't apply. Plus: self-employment tax if you're a sole proprietor. Talk to a CPA before structuring.