EveryCalc

Finance category

Mortgage, loan, investing, tax, and money calculators.

Browse finance

Deck Construction Budget Calculator

Deck construction ranges $20-$55/sqft depending on material. Pressure-treated: $20-$30. Cedar: $30-$40. Composite: $40-$50. PVC: $45-$60. This calculator sizes your project. Ground conditions affect foundation cost significantly: shallow frost line (Southern US) allows 12" diameter concrete pier foundations; deep frost (Northern US) requires 42"+ piers adding $300-$800. Structural engineering review may be required for decks over 100 sqft or elevated. Building codes have tightened on ledger attachment to the house — failed ledger attachment is the #1 cause of deck collapse.

$
$

Total deck cost

$21,900

Decking + framing

$18,000

Railing

$2,800

Stairs

$900

How the math works

400 sqft composite deck at $45/sqft = $18,000. Plus 80' railing × $35 = $2,800. Plus 6-step stairs $900 + $200 permit = $21,900.

Get 3 contractor quotes. DIY pressure-treated at ~$12-$15/sqft saves ~50% but takes weekends. Composite DIY is tricky — joist spacing matters.

How to Use

  1. Enter sqft and select material.
  2. Add stairs, railing, and permit cost.
  3. See total.

Frequently Asked Questions

Which material?

Composite (Trex, TimberTech): 25-30 year life, low maintenance, 2x cost of PT. PT: cheapest, 10-15 year life, annual staining. Cedar: middle ground, natural look, 15-20 year life. PVC: longest life but highest cost.

Railing cost?

Wood: $15-$25/linear foot. Composite: $35-$65/linear foot. Metal (aluminum, steel): $50-$120/linear foot. Code typically requires 36" height residential, 42" commercial.

Permit required?

Yes in most cities for decks over 30" above grade or attached to the house. $100-$300 typical permit. Inspections required mid-build and final.

Related Calculators

More Finance Calculators

Browse all finance

Keep exploring

Next steps in Finance

View finance hub →