State Transfer Tax Calculator

State transfer tax — also called deed stamps or documentary tax — is charged on property transfers. Stacks state + county + city layers. Buyer-seller split varies by market. This calculator stacks all three and splits per custom allocation.

Sale price

State transfer tax rate

County transfer tax rate

City / local transfer tax rate

Buyer-Seller split (% seller pays)

Total transfer tax

$22,500

Seller share

$11,250

Buyer share

$11,250

State tax

$11,250

County tax

$3,750

City/local tax

$7,500

How the math works

State transfer tax — also called 'deed stamp,' 'documentary stamp,' or 'conveyance tax' — is charged on real property transfers. Rates and splits vary wildly: NY has a 2.05% mansion tax + 1.425% city on $2M+ deals; CA is minimal state but city transfer tax can be 2.5% in LA. Always pull current rates from the county recorder.

Buyer-seller split is custom by state/market. TX: split 50/50. NY: buyer. CA: varies. Always confirm in the purchase agreement.

How to Use

Enter sale price.
Enter state, county, and city transfer tax rates (check current local rates).
Enter buyer-seller split (% seller pays).
Read total transfer tax.

Frequently Asked Questions

Common rates?

Varies hugely. Some states (TX, LA, MS) have $1 per $1,000 (0.1%). NY is 0.4% state + up to 1.425% NYC. CA state is minimal but cities can be 1-2.5%. Always verify current local rate at closing.

Who pays?

Purchase agreement controls. Common splits: FL seller; CA split or seller; NY buyer; TX split. In hot markets sellers push the burden to buyers; in slow markets the reverse.

Mansion tax?

NY adds 1% mansion tax on $1M+ deals. 2019 expanded for residential $2M+: 1.25% → 3.9% tiered. Check state/local specials when deal exceeds these thresholds.