Finance category
Mortgage, loan, investing, tax, and money calculators.
Offer Net Sheet Calculator
Before accepting an offer, know exactly what lands in your pocket. This calculator folds together offer price, commission, payoff, concession requests, and proration credits to produce true seller net.
Seller net from offer
$102,425
Effective sale price
$436,500
price − concessions
Commission
$24,475
How the math works
An offer net sheet sizes the exact net proceeds a seller walks away with from a specific offer. Useful for comparing multi-offer scenarios where price isn't the only variable — concessions, proration credits, and contingency structures all affect net.
Request one from your title company or agent before accepting. It folds in the actual proration numbers from the current tax billing cycle and any concession details that aren't obvious from the contract alone.
How to Use
- Enter offer price and commission %.
- Enter mortgage payoff.
- Enter buyer concession requested (credit to buyer).
- Enter seller closing costs and any proration credit from buyer.
Frequently Asked Questions
Why compare offer net sheets?
A $450k offer with $10k concession + buyer-pays-standard-costs may actually net less than a $445k clean offer. The net sheet surfaces these gotchas so multi-offer decisions are made on net, not gross.
When should I request one?
Before responding to any offer. Your agent or title company can produce one quickly. Critical in multi-offer situations where offers have different concession, closing-cost, and contingency terms.
Can I negotiate changes?
Yes. Counter-offer the parts that reduce net most — concessions, credit, closing costs. A smaller buyer credit often produces a bigger net lift than a nominal price increase of the same dollar amount.
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