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Midterm Rental Utility Cap Calculator
MTR furnished all-inclusive rentals cap tenant utility use to protect host margin.
Host coverage %
1.00%
Tenant overage
$822
Host residual exposure
-$0
How the math works
Monthly overage = actual − cap. Tenant pays overage × passthrough %.
Actual $437 (w/ seasonal) − $300 cap = $137 overage × 100% × 6 mo = $822 tenant. Host coverage 100%.
How to Use
- Enter monthly utility cap.
- Enter actual utilities forecast.
- Enter tenant-paid overage %.
- Enter contract months.
- Read overage risk and host coverage.
Frequently Asked Questions
Why cap utilities?
MTR rentals are all-inclusive (rent + furniture + utilities + wifi). Tenants can blast AC/heat since they don't pay incremental. Cap prevents abuse. Typical cap: $150-300/month for studio/1BR, $250-450 for 2-3BR. Overage: tenant pays $1 for each $1 above cap. Protects host from runaway bills (travel nurse running AC 24/7 in peak summer Texas = $400+ electric).
Typical MTR utilities?
Electric: $80-200 (varies with HVAC). Gas: $15-60 (hot water, heating). Water/sewer: $30-60. Internet: $60-90. Trash: $15-30. Total: $200-440/month typical, $400-600 in heat/cold-intensive climates. Seasonal swing: summer AC = +$50-150 vs spring/fall, winter heat = +$30-100. Monthly averages smooth seasonality.
Corporate vs travel nurse?
Corporate housing contracts: fixed-rate all-in typical. Relocation agencies (Oakwood, BridgeStreet, AvenueWest) build utilities into rent. Travel nurse direct bookings: case-by-case, cap common. Furnished Finder MTR platform: utility-capped listings outperform unlimited (lower host risk, lower tenant stay risk). Cap transparency builds trust.
Overage passthrough mechanics?
(1) Bill monthly, charge tenant for overage. (2) Bill end-of-stay, settle from security deposit. (3) Include utility budget in base rent, charge % of overage only (e.g., 50% of $50 overage = $25). (4) Exclude specific utilities from cap (internet fixed). Typical: tenant pays 100% of overage beyond cap, with 30-day payment terms. Written in lease rider to avoid disputes.
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