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Blend And Extend Deal Value Calculator
Blend-and-extend trades rate for term.
Landlord NPV (blend vs existing)
$1,707,982
New term PV
$3,020,140
Existing PV
$1,312,158
How the math works
Existing PV = sum discounted current rent over remaining. New PV = sum discounted blended over new term. Landlord NPV = new − existing.
$500k × 3 yr at 7% ≈ $1.31M. Blended $430k × 10 yr = $3.02M. Net +$1.71M landlord NPV — strong deal.
EveryCalc calculators are designed for fast, practical estimates with transparent inputs and no required account. We use plain formulas, visible assumptions, and related tools so visitors can check the result from more than one angle.
Results are informational only. For financial, tax, legal, medical, construction, or other high-impact decisions, verify the output against primary sources or a qualified professional.
Learn more about our review process on the EveryCalc methodology page.
How this calculator works
What this page estimates
This Blend And Extend Deal Value Calculator is built to give a quick, browser-based estimate for blend and extend deal value. Blend-and-extend trades rate for term. The inputs stay on the page during normal use, and the result should be treated as an estimate for planning, comparison, or education rather than professional advice.
Calculation approach
The calculator applies the standard relationship implied by the inputs, then formats the answer so it can be checked and reused. For finance tools, the most important step is using consistent units, rates, time periods, and assumptions before comparing the result with another calculator or outside quote.
Example workflow
For example, start with a realistic value you already know, change one input at a time, and watch how the answer moves. That makes it easier to tell whether the result is being driven by the main amount, the rate, the time period, or a unit conversion.
Practical checks
- Use current, real-world numbers when the result affects money, health, tax, or legal decisions.
- Run a low, base, and high case when the inputs are estimates.
- Check the related calculators below when the next decision depends on a different assumption.
How to interpret the blend and extend deal value result
Best use
Use the result as a planning number for comparing payments, rates, returns, tax reserves, or cash-flow choices before you request a quote or make a commitment.
Cross-check
Compare the answer with the contract, lender estimate, tax form, brokerage statement, payroll record, or invoice that will control the real-world outcome.
Watch for
Do not rely on a single optimistic rate, return, or fee assumption. Money pages work best when you run low, base, and high cases and keep professional advice separate from the estimate.
This page belongs to the Finance calculator library, so the answer should be read in the context of the decision you are modeling rather than as a universal rule.
Before relying on this blend and extend deal value estimate
Most calculator mistakes come from the inputs, not the arithmetic. Use this short audit before you reuse the answer in a spreadsheet, quote, application, or important conversation.
Confirm source numbers
Match balances, rates, fees, taxes, income, and payment dates against the lender quote, payroll record, tax form, statement, invoice, or contract.
Separate cash flow from total cost
A lower monthly payment can still cost more over time if fees, interest, taxes, or a longer term are hidden in the structure.
Run conservative cases
Test at least one higher-cost or lower-return case before using the output for a purchase, refinance, investment, loan, or tax decision.
Rerun this page when the rate, price, term, fee, tax rule, income, expense, or expected holding period changes.
How to Use
- Enter current rent.
- Enter remaining years.
- Enter blended rent.
- Enter total new term years.
- Enter discount rate.
- Read landlord NPV of blend-and-extend.
Frequently Asked Questions
Basic structure?
Tenant's current rent above market; tenant wants reduction. Landlord trades reduction for longer term + extension of commitment. Benefits both sides: tenant lowers rent, landlord secures cash flow and avoids turnover risk.
When it works?
Tenant flight risk high. Market rents softening. Landlord has capacity to extend (no planned redevelopment). Alternative: pure market renewal (sometimes lower than current). Blend-and-extend often finds middle ground both parties accept.
Modeling?
Landlord NPV: PV of new long stream vs PV of existing + replacement cost + risk. Winning proposal = both positive NPV. Typical trade: 5-15% rent reduction for 5-10 year extension. Results vary by market cycle and tenant credit.
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